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LendingClub

We’re transforming the banking system to make credit more affordable and investing more rewarding. We operate at a lower cost than traditional bank lending programs and pass the savings on to borrowers in the form of lower rates and to investors in the form of solid returns.

Lending Club is the world's largest online credit marketplace. (prospectus.lc) Lending Club is the world's largest online credit marketplace, facilitating personal loans, business loans, and financing for elective medical procedures and K-12 education and tutoring. Borrowers access lower interest rate loans through a fast and easy online or mobile interface. Investors provide the capital to enable many of the loans in exchange for earning interest. We operate fully online with no branch infrastructure, and use technology to lower cost and deliver an amazing experience. We pass the cost savings to borrowers in the form of lower rates and investors in the form of attractive returns. We're transforming the banking system into a frictionless, transparent and highly efficient online marketplace, helping people achieve their financial goals every day. Since launching in 2007 we've built a trusted brand with a track record of delivering exceptional value and satisfaction to both borrowers and investors. Lending Club's awards include being named to the Inc. 500 in 2014 and a CNBC Disruptor 50 for the second year in a row, one of Forbes' America's Most Promising Companies three years in a row, one of The World's 10 Most Innovative Companies in Finance by Fast Company in 2013 and a 2012 World Economic Forum Technology Pioneer. (888) 596-3157 [email protected] http://www.lendingclub.com/