Get Personal Loans Online in Minutes Karrot offers quick, online personal loans up to $35,000 with 36- and 60-month payment terms and fixed rates as low as 6.44% APR for the life of the loan. Find out your rate in minutes and have the funds in your bank as soon as tomorrow!

1. Get Your Rate: Submit basic information about yourself and immediately see your rate and eligible cash amount. There's no obligation to take funds. View Rates and Fees
2. Take a Loan: Once you select your loan amount, you can have funds deposited into your bank account as soon as the next day.
3. Monthly Payments: Payments are simple – just an automatic monthly withdrawal and no pre-payment penalties.

Get Your Rate Today! It's free, takes only minutes and won't affect your credit score.

All Types of Personal Loans: Karrot provides a variety of loan types to meet your personal needs. Consolidate Debt: Take advantage of our great rates to pay down your debt with a single, lower monthly payment. Short-Term Loans: Karrot's 36- and 60-month short-term loans are designed to get you what you need quickly, without a lifetime of payments ahead of you. Wedding Loans: Your big day should be everything you've dreamed of (even if Uncle Marty dances the polka). Use Karrot's online loans for your special day. Start-Up Business Loan: Have a dream to start your own business, but don't have the funds? Get your ideas off the ground with Karrot. Auto and Vehicle Loans: Skip your bank's slow car loan process and use Karrot's quick, online approval to drive your dream car off the lot. Loans to Help Friends and Family: Sometimes life gets the best of those we love. Be the support they need with a Karrot loan to help friends and family. Vacation Loan: Aruba, Jamaica, Bermuda, Bahamas… plan your dream vacation with our Karrot vacation loans and get away to your paradise. Medical Loan: Medical bills are expensive and often come unexpectedly with an accident or costly surgery. Karrot loans will have you co