With Vouch loans you are more than a credit score, because you create a network of people who sponsor you. Sponsor people you trust and invite people to sponsor you. When people sponsor each other they can help each other get better loans. Even if you don’t need a loan now, you can still build your network of people who trust you, so it’s ready if you need to borrow money. HOW IT WORKS 1) Download Vouch.

2) Sign up and check your interest rate on a loan (this will not impact your credit score). 3) Sponsor people you trust and invite people to sponsor you. As more people sponsor you, Vouch can offer you a larger loan, lower your interest rate or both. 4) Get a Vouch loan with a low rate and low monthly payment based on your network of people who sponsor you.

5) Pay it forward by sponsoring others and helping them get great loans. The money for your loan comes from Vouch in partnership with Cross River Bank, an FDIC insured, New Jersey commercial bank. The trust of family and friends can help you obtain a loan with low monthly payments and save you money. GET OUT OF DEBT FASTER With a Vouch personal loan you can get a lower interest rate, lower your monthly payment and pay less in total interest, so you can get out of debt faster. IMPROVE YOUR CREDIT REPORT AND CREDIT SCORE Getting a loan and paying it back is a great way to improve your credit score. Vouch makes fair loans you can afford to pay back fast, which helps improve your credit score and credit report. INVEST IN YOURSELF A Vouch personal loan can be used for anything you need to propel yourself forward. Take a class and become a student. Make a significant purchase. Cover a big life event - engagement, wedding, moving, security deposit, or other meaningful events in your life.